Razorpay vs Square: Payment Processors Comparison (2026)

Razorpay is a comprehensive payment gateway for online transactions, offering features like international payments and subscriptions. Square provides a point-of-sale system with online ordering, inventory tracking, and appointment scheduling capabilities.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payment processors questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Square leads overall73% cited vs Razorpay 3% across 60 probes.
ChatGPT
Razorpay
1 / 6 probes
17%
Average
SquareLeads
6 / 6 probes
100%
Excellent
Perplexity
Razorpay
0 / 6 probes
0%
Invisible
SquareLeads
4 / 6 probes
67%
Excellent
Gemini
Razorpay
0 / 6 probes
0%
Invisible
SquareLeads
3 / 6 probes
50%
Excellent
Claude
Razorpay
0 / 6 probes
0%
Invisible
SquareLeads
6 / 6 probes
100%
Excellent
Copilot
Razorpay
0 / 6 probes
0%
Invisible
SquareLeads
3 / 6 probes
50%
Excellent
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Razorpay
Starting price
2% + GST
Free tier
razorpay.com
Square
Starting price
$0/mo.
Free tier
Yes
squareup.com

Key Features

Razorpay
  • Payment Gateway
  • International Payments
  • Instant Refunds
  • Magic Checkout
  • TokenHQ
  • Subscriptions
  • Payment Links
  • Payment Buttons
Square
  • POS app for any payment
  • Build an online ordering profile
  • Track inventory and sales
  • Send estimates, contracts, and invoices
  • Schedule appointments
  • Access funds instantly
  • Create custom rewards program
  • Send unlimited email marketing campaigns

When to choose Razorpay

Razorpay is suitable for businesses that primarily require an online payment gateway with features like international payment processing, subscriptions, and instant refunds.

When to choose Square

Square is suitable for businesses that need a comprehensive point-of-sale system with integrated online ordering, inventory management, and appointment scheduling, particularly smaller businesses benefitting from a free tier.

Frequently Asked Questions

What is the starting price for Razorpay?
Razorpay's starting price is 2% + GST per transaction.
Does Square offer a free tier?
Yes, Square offers a free tier at $0/month.
What are the key features of Razorpay?
Razorpay's key features include Payment Gateway, International Payments, Instant Refunds, Magic Checkout, TokenHQ, Subscriptions, Payment Links, and Payment Buttons.
What are the key features of Square?
Square's key features include a POS app for any payment, the ability to build an online ordering profile, tracking inventory and sales, sending estimates, contracts, and invoices, scheduling appointments, instant fund access, creating custom rewards programs, and sending unlimited email marketing campaigns.
What integrations does Razorpay offer?
Razorpay integrates with UPI, Visa, Mastercard, American Express, Wallets, Netbanking, Pay Later, and Corporate Credit Cards.

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