Razorpay vs Authorize.net: Payment Processors Comparison (2026)

An independent side-by-side comparison of Razorpay and Authorize.net for payment processors buyers — pricing, features, integrations, and how often each is cited by major AI engines.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payment processors questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Authorize.net leads overall37% cited vs Razorpay 3% across 60 probes.
ChatGPT
Razorpay
1 / 6 probes
17%
Average
Authorize.netLeads
2 / 6 probes
33%
Good
Perplexity
Razorpay
0 / 6 probes
0%
Invisible
Authorize.netLeads
3 / 6 probes
50%
Excellent
Gemini
Razorpay
0 / 6 probes
0%
Invisible
Authorize.netLeads
1 / 6 probes
17%
Average
Claude
Razorpay
0 / 6 probes
0%
Invisible
Authorize.netLeads
3 / 6 probes
50%
Excellent
Copilot
Razorpay
0 / 6 probes
0%
Invisible
Authorize.netLeads
2 / 6 probes
33%
Good
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Razorpay
Starting price
2% + GST
Free tier
razorpay.com
Authorize.net
Starting price
$25/month
Free tier
No
authorize.net

Key Features

Razorpay
  • Payment Gateway
  • International Payments
  • Instant Refunds
  • Magic Checkout
  • TokenHQ
  • Subscriptions
  • Payment Links
  • Payment Buttons
Authorize.net
  • Low transaction rates
  • All-in-one payment gateway
  • Support for credit cards and ACH
  • No early termination fees
  • Quick application process
  • Secure transactions
  • Centralized reporting
  • Supports mobile payments

When to choose Razorpay

Choose Razorpay if your team prioritizes its strengths over Authorize.net's. Full guidance populates as Razorpay's feature data is indexed.

When to choose Authorize.net

Choose Authorize.net if your team prioritizes its strengths over Razorpay's. Full guidance populates as Authorize.net's feature data is indexed.

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