Razorpay vs Checkout.com: Payment Processors Comparison (2026)

An independent side-by-side comparison of Razorpay and Checkout.com for payment processors buyers — pricing, features, integrations, and how often each is cited by major AI engines.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payment processors questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Checkout.com leads overall17% cited vs Razorpay 3% across 60 probes.
ChatGPT
Razorpay
1 / 6 probes
17%
Average
Checkout.comLeads
2 / 6 probes
33%
Good
Perplexity
Razorpay
0 / 6 probes
0%
Invisible
Checkout.comLeads
1 / 6 probes
17%
Average
Gemini
Razorpay
0 / 6 probes
0%
Invisible
Checkout.com
0 / 6 probes
0%
Invisible
Claude
Razorpay
0 / 6 probes
0%
Invisible
Checkout.comLeads
2 / 6 probes
33%
Good
Copilot
Razorpay
0 / 6 probes
0%
Invisible
Checkout.com
0 / 6 probes
0%
Invisible
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Razorpay
Starting price
2% + GST
Free tier
razorpay.com
Checkout.com
Starting price
Free tier
Yes
checkout.com

Key Features

Razorpay
  • Payment Gateway
  • International Payments
  • Instant Refunds
  • Magic Checkout
  • TokenHQ
  • Subscriptions
  • Payment Links
  • Payment Buttons
Checkout.com
  • Transparent card fees
  • Free payment for charities
  • Global payment processing
  • Unified Payments API

When to choose Razorpay

Choose Razorpay if your team prioritizes its strengths over Checkout.com's. Full guidance populates as Razorpay's feature data is indexed.

When to choose Checkout.com

Choose Checkout.com if your team prioritizes its strengths over Razorpay's. Full guidance populates as Checkout.com's feature data is indexed.

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