OnPay vs Square Payroll: Payroll Software Comparison (2026)
OnPay and Square Payroll both offer payroll solutions for businesses. OnPay provides a more extensive set of features and integrations, while Square Payroll focuses on unlimited pay runs, simple onboarding, and automated tax filings.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask payroll software questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Direct deposit
- ✓Hiring and onboarding
- ✓Health insurance
- ✓Built-in reporting
- ✓PTO management
- ✓401(k) retirement
- ✓Mobile friendly
- ✓Employee self-service
- ✓Unlimited pay runs
- ✓No long-term contracts
- ✓Simple onboarding
- ✓Auto payroll
When to choose OnPay
OnPay is suitable for businesses looking for a comprehensive payroll solution with a wide range of features like direct deposit, hiring and onboarding, health insurance, built-in reporting, PTO management, and 401(k) retirement. It also offers numerous integrations with platforms like Slack, Salesforce, QuickBooks, Xero, Zoho, HubSpot, Stripe, and PayPal.
When to choose Square Payroll
Square Payroll is a good option for businesses prioritizing unlimited pay runs, no long-term contracts, simple onboarding, and auto payroll. It offers full-service payroll options and easy contractor payments. Its primary integration is with QuickBooks Online.