FreeAgent vs Wave: Accounting Comparison (2026)

FreeAgent offers a more comprehensive suite of accounting features, including Making Tax Digital compatibility and advanced tax management, while Wave provides a robust free invoicing and cash flow management solution.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask accounting questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Too early to call — probes still building data.
ChatGPT
FreeAgent
0 / 173 probes
0%
Invisible
Wave
Tracking…
No data yet
Perplexity
FreeAgent
42 / 67 probes
63%
Excellent
Wave
Tracking…
No data yet
Gemini
FreeAgent
5 / 20 probes
25%
Average
Wave
Tracking…
No data yet
Claude
FreeAgent
52 / 227 probes
23%
Average
Wave
Tracking…
No data yet
Copilot
FreeAgent
19 / 513 probes
4%
Poor
Wave
Tracking…
No data yet
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

FreeAgent
Starting price
£16.50/user/month
Free tier
Yes
freeagent.com
Wave
Starting price
$0
Free tier
Yes
waveapps.com

Key Features

FreeAgent
  • 30-day free trial
  • Making Tax Digital-compatible
  • Mobile app for managing invoices
  • Automatic data extraction
  • Tax timeline management
  • Real-time cashflow tracking
  • UK-based support
  • Customizable invoicing
Wave
  • Unlimited invoices and estimates
  • Mobile app for invoicing
  • Manage cash flow in one dashboard
  • Option to accept online payments

When to choose FreeAgent

Choose FreeAgent if Making Tax Digital (MTD) compatibility, comprehensive tax timeline management, real-time cashflow tracking, and automatic data extraction are priorities. It also offers UK-based support and customizable invoicing. Integrations include Amazon, Stripe, GoCardless, PayPal, Tyl by NatWest, Mettle, Royal Bank of Scotland, and Ulster Bank.

When to choose Wave

Choose Wave if a completely free invoicing and cash flow management platform is the primary requirement. It offers unlimited invoices and estimates and a mobile app for invoicing. Integrations are not listed for Wave.

Frequently Asked Questions

What are the pricing differences between FreeAgent and Wave?
FreeAgent starts at £16.50/user/month and offers a 30-day free trial. Wave's starting price is $0.
Do both platforms offer a free tier?
Yes, both FreeAgent and Wave offer a free tier. FreeAgent's free tier requires a business bank account and has a limited duration, while Wave's starter plan is free.
What key features does FreeAgent offer that Wave does not?
FreeAgent offers Making Tax Digital-compatible features, automatic data extraction, tax timeline management, real-time cashflow tracking, UK-based support, and customizable invoicing. Wave does not list these specific features.
What key features does Wave offer that FreeAgent does not?
Wave offers unlimited invoices and estimates, and the option to accept online payments. FreeAgent does not list these specific features.
What integrations are available for FreeAgent?
FreeAgent integrates with Amazon, Stripe, GoCardless, PayPal, Tyl by NatWest, Mettle, Royal Bank of Scotland, and Ulster Bank. No integrations are listed for Wave.

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