Stripe vs Razorpay: Payment Processors Comparison (2026)

An independent side-by-side comparison of Stripe and Razorpay for payment processors buyers — pricing, features, integrations, and how often each is cited by major AI engines.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask payment processors questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Stripe leads overall67% cited vs Razorpay 3% across 60 probes.
ChatGPT
StripeLeads
5 / 6 probes
83%
Excellent
Razorpay
1 / 6 probes
17%
Average
Perplexity
StripeLeads
3 / 6 probes
50%
Excellent
Razorpay
0 / 6 probes
0%
Invisible
Gemini
StripeLeads
4 / 6 probes
67%
Excellent
Razorpay
0 / 6 probes
0%
Invisible
Claude
StripeLeads
5 / 6 probes
83%
Excellent
Razorpay
0 / 6 probes
0%
Invisible
Copilot
StripeLeads
3 / 6 probes
50%
Excellent
Razorpay
0 / 6 probes
0%
Invisible
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Stripe
Starting price
2.9% + 30¢ per successful transaction for domestic cards
Free tier
stripe.com
Razorpay
Starting price
2% + GST
Free tier
razorpay.com

Key Features

Stripe
  • Pay-as-you-go pricing
  • No setup or monthly fees
  • Custom pricing for high volume
  • Supports 100+ payment methods
Razorpay
  • Payment Gateway
  • International Payments
  • Instant Refunds
  • Magic Checkout
  • TokenHQ
  • Subscriptions
  • Payment Links
  • Payment Buttons

When to choose Stripe

Choose Stripe if your team prioritizes its strengths over Razorpay's. Full guidance populates as Stripe's feature data is indexed.

When to choose Razorpay

Choose Razorpay if your team prioritizes its strengths over Stripe's. Full guidance populates as Razorpay's feature data is indexed.

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