Square Payroll vs OnPay: HR & Payroll Comparison (2026)

An independent side-by-side comparison of Square Payroll and OnPay for hr & payroll buyers — pricing, features, integrations, and how often each is cited by major AI engines.

AI Citation Scorecard

How often each is cited by major AI engines when buyers ask hr & payroll questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.

Square Payroll leads overall7% cited vs OnPay 0% across 60 probes.
ChatGPT
Square PayrollLeads
1 / 6 probes
17%
Average
OnPay
0 / 6 probes
0%
Invisible
Perplexity
Square Payroll
0 / 6 probes
0%
Invisible
OnPay
0 / 6 probes
0%
Invisible
Gemini
Square Payroll
0 / 6 probes
0%
Invisible
OnPay
0 / 6 probes
0%
Invisible
Claude
Square PayrollLeads
1 / 6 probes
17%
Average
OnPay
0 / 6 probes
0%
Invisible
Copilot
Square Payroll
0 / 6 probes
0%
Invisible
OnPay
0 / 6 probes
0%
Invisible
Scale:NoneLowFairStrongExcellent

Probes run hourly; each (engine × query) combo retests every ~3 days.

Pricing

Square Payroll
Starting price
$35/month
Free tier
squareup.com
OnPay
Starting price
$49/user/month
Free tier
onpay.com

Key Features

Square Payroll
  • Run full-service payroll
  • $6 per person paid
  • Instant payments
  • Automated tax calculations
OnPay
  • Direct deposit
  • Hiring and onboarding
  • Health insurance
  • Built-in reporting
  • PTO management
  • 401(k) retirement
  • Mobile friendly
  • Employee self-service

When to choose Square Payroll

Choose Square Payroll if your team prioritizes its strengths over OnPay's. Full guidance populates as Square Payroll's feature data is indexed.

When to choose OnPay

Choose OnPay if your team prioritizes its strengths over Square Payroll's. Full guidance populates as OnPay's feature data is indexed.

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