Relay vs Lili: Business Banking Comparison (2026)
An independent side-by-side comparison of Relay and Lili for business banking buyers — pricing, features, integrations, and how often each is cited by major AI engines.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Too early to call — probes still building data.
ChatGPT
Relay
Tracking…
No data yet
Lili
Tracking…
No data yet
Perplexity
Relay
Tracking…
No data yet
Lili
Tracking…
No data yet
Gemini
Relay
Tracking…
No data yet
Lili
Tracking…
No data yet
Claude
Relay
Tracking…
No data yet
Lili
Tracking…
No data yet
Copilot
Relay
Tracking…
No data yet
Lili
Tracking…
No data yet
Scale:NoneLowFairStrongExcellent
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
Relay
- ✓1.11% APY on savings accounts
- ✓1% cash back on credit cards
- ✓Bill creation, intake & management
- ✓Customizable cards with spend policies
- ✓Receipt collection & storage
- ✓Payment request links
- ✓Automated follow ups
- ✓Recurring invoices
Lili
- ✓Live support, 7 days a week
- ✓Cashback for Pro, Smart, Premium
- ✓Accounting software for Smart, Premium
- ✓Variable APY for Savings Account
When to choose Relay
Choose Relay if your team prioritizes its strengths over Lili's. Full guidance populates as Relay's feature data is indexed.
When to choose Lili
Choose Lili if your team prioritizes its strengths over Relay's. Full guidance populates as Lili's feature data is indexed.