Found vs Lili: Business Banking Comparison (2026)
Found offers a free tier and up to 10 sub-accounts, while Lili offers cashback rewards and accounting software on paid plans. Lili integrates with Dun & Bradstreet Credit Insights.
AI Citation Scorecard
How often each is cited by major AI engines when buyers ask business banking questions. Last 90 days across ChatGPT, Perplexity, Gemini, Claude, and Copilot.
Probes run hourly; each (engine × query) combo retests every ~3 days.
Pricing
Key Features
- ✓Business banking + Mastercard debit card
- ✓Team debit cards with spending controls
- ✓Up to 10 sub-accounts called Pockets
- ✓Categorize expenses and scan receipts
- ✓Real-time tax estimates
- ✓Pay contractors, collect W-9s, e-file 1099s
- ✓Unlimited free invoicing
- ✓Live support, 7 days a week
- ✓Cashback for Pro, Smart, Premium
- ✓Accounting software for Smart, Premium
- ✓Variable APY for Savings Account
When to choose Found
Found is ideal for businesses seeking a cost-effective banking solution with robust expense management, sub-accounts, and tax tools, particularly those who prioritize minimizing monthly fees and benefit from real-time tax estimations and unlimited free invoicing.
When to choose Lili
Lili is suitable for businesses looking for live support, cashback rewards, and accounting software integration on its paid plans. Its Core account offers no monthly fees and early ACH transfer availability.